Steer Clear Of Credit Repair Scams

How To Help Yourself Restore Your Own Credit

Austin, TX (prHWY.com) December 20, 2012 - In recent years there have been many claims that there are companies out there that are willing to get you out of debt. Unfortunately, many of these claims have scams attached to them and will, in fact, put people further into debt. Many people do not know just how easy it can be to restore credit on your own. There is no need for fancy gimmicks, just a little information and knowledge about how credit works and you are on your way to leading a life with a polished credit report.

1. Recognizing the credit report scams out there is an important step to help you restore your credit. This is, essentially, a protection step so that you do not fall victim to the companies that are out for your money and not to get your credit cleaned up. It is possible to spot these types of scams in the following ways: if the company requires money before service is provided, they advise you not to contact credit reporting agencies, or if they claim to remove accurate and/or current items on your credit report.

2. You must have a copy of your credit report. You can get a copy of your credit report in your own bank, you can easily get a copy in just a minute. These are Equifax, Experian, and TransUnion. These are the credit reporting companies that you can trust. You will receive an accurate copy of what is on your credit report. It is important for people to be fully aware of what is on their credit report in order to start helping themselves.

3. The next step to helping restore credit is to dispute any inaccurate information on the credit report. From time to time, there are things on a person's report that will not be correct and this is another reason that obtaining a copy will be important. Write a letter to the credit reporting agency that the report came from, certify the letter, and enclose any support documents that prove this claim.

4. Once you have inaccurate information off your credit report, it is time to figure out if you need some guidance from there. There are non-profit agencies available in most communities that will offer free credit counseling. Research has shown that folks who go with a legitimate credit counseling program will be debt free and have a clean credit history faster than people who do not. Admitting that you need help is often one of the most important steps in helpful yourself. The counselor can help with budgeting and planning for a safe financial future.

Restoring credit can be a scary thing for consumers. With all of the hype about credit nowadays it is easy to be intimidated. Take some advice from some pioneers in this industry and learn to keep yourself safe and secure financially. With a little knowledge and information, you can restore your own credit without worrying about being scammed. Having a clean credit report feels great and with these tips you will be the first to know.

For more information, visit at http://www.credit360consulting.com or call 512-827-9969.

About Credit 360 Consulting

Credit 360 Consulting is one of the fastest growing Credit Repair companies in Texas. With local credit repair offices in Austin and San Antonio, we offer one of the most aggressive and compliant programs in the industry. We stand above the rest with a program that is based on a results driven system and we only charge our clients after the work has been completed.

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Tag Words: bad credit, credit restoration, credit repair texas, credit repair austin, credit repair san antonio, credit repair services

Categories: Finance

Press Release Contact
Marco Salinas, President
Credit 360 Consulting
1306 E. 7th Street 2nd Floor
Austin TX 78702
512-827-9969

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