Budget.no Answers the Question on if Car Rental Insurance is a Necessary Expenditure

Many people wonder if car rental insurance is necessary and if they should spend extra money on it

Naples, FL (prHWY.com) February 14, 2012 - February 2012 - When looking to rent a car, one of the first things people are asked about is if they want to pay for car rental insurance. While individuals want insurance in case something does happen, but why pay more if there is already coverage. The answer to the question of if someone should purchase car rental insurance depends on a number of factors, including if the person has regular auto insurance and if so what does it cover, any credit card perks, and where the car is being rented from geographically-speaking.

Before getting into how to avoid car rental insurance, it is important to state what it is. By law car rental companies need to supply liability insurance to meet the requirements of the geographical location. The amount is low and it does not always offer adequate enough protection. Personal accident insurance is also included and covers the driver and passengers in care of an accident. The medical bills, including ambulance ride, is covered. There is personal effects coverage, which is beneficial for those who travel often and carry expensive items, such as computers, cameras, and so on. (But if a person has good renters or homeowners insurance for an off-premises theft, this is covered.) Again, always check to see if there is already coverage available before purchasing through the car rental company.

Prior to signing on the dotted line for car rental insurance individuals should first call up their own insurance company to find out if they are covered in the event they get into an accident with a rental car. If a person has comprehensive auto coverage, car rental insurance is not necessary. But it is always good to check first.

Also check with the credit card company. Some major credit cards provide car rental insurance as a perk to customers. However, individuals need to call and ask first. If the credit card does offer this perk, ask what it coves, including loss and bodily harm.

About Budget.no: Budget.no is the best place to find great deals on the best rental cars. Founded in 1958 with a small investment, Budget Car Rental Company has grown by leaps and bounds to be the premier international car rental agency found all throughout the globe. World headquarters are located in Parsippany, New Jersey, United States. Budget has won a number of awards for its excellent service as a leading car rental supplier for men and women on business trips or vacations. For instance, in 2011, Budget was named "Best Corporate Car Rental Company" by Corporate Traveller in Canada. For more information, visit the website at Budget.no.

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Tag Words: bilutleie

Categories: Business

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Harley David
Budget.no

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