Affordable Care Act (Obama Care) is worsening, instead of improving, access and affordability.
Bob Korvas Agency is a business-to-consumer insurance agency that delivers Web-based, insurance information to individuals, families and small businesses who are in need of insurance information.
To this day that legislation has never passed Congress through the 'front door'. Only Congressional Democrats voted for it and failed to get 60 votes. Instead the Democratic controlled Senate forced it on Americans through a 'special' back door called reconciliation and President Obama signed it into law.
They promised that medical costs would decline, savings would materialize from competition and access to 'Insurance Exchanges' would give everyone access to medical insurance. What has actually happened? Prices for medical care have increased 20% to 30% on individual families and small employers in the first year with a forecast of another 25-30% increase in the coming year 2013.
What about those exchanges to create competition? The deadline is October 1, 2013 as Obamacare mandates. Only 17 states have agreed to create exchanges. There are two major reasons they will not be coming soon, on time, or at all. Cost and complexity make it something that will make it virtually impossible. The states simply cannot afford to do it.
Secondly as it was predicted by Paul Howard and Stephen T. Parente in the June 2010 Kaiser Family Foundation: Logistically, these requirements present a massive challenge. For the first time, secure data feeds from the Departments of Homeland Security (establishing legal immigrant or US citizen status), Justice (for felon history), Treasury (for tax return information to impute income) and the Social Security Administration (establishing that the recipient is not deceased) would have to be combined. These data feeds would then have to be securely coordinated by the Department of Health and Human Services. There is no history of these agencies ever bringing their data together at this scale. It would qualify as the largest IT integration project in U.S. history.
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Company: Bob Korvas Agency
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