Get Benefit of Buy Now and Pay Later Cards

Getting an opportunity to buy products without paying for them on the counter is not less than a dream. But with buy and pay later catalog card this dream can be realized easily.

Portage, MI (prHWY.com) January 3, 2013 - Getting an opportunity to buy products without paying for them on the counter is not less than a dream. But with buy and pay later catalog card this dream can be realized easily. Catalog plastic money is like credit card but a lot simpler to use then them and without any hassle. Credit cards also help you to buy products without paying for them on the spot by giving you credit but it has too many complications involved and can be troublesome for a person.

Credit plastics come with high rate of interest which can increase your debt worries. Apart from this they have high credit limit so you don't realize how much you are spending while making payments. The more you spend the more interest rate is imposed on the credit given to you leading towards increase in the debt worries. Yes they give you all sorts of rewards and benefits but also charge you heavily through the annual fee, security fee, over limit fee and many other miscellaneous charges.

In addition to all this, the debt given to you by the credit card issuing company has to be returned back in full within the time period set by the issuer. If you fail to do so then the issuing company will send this default report to the credit bureaus hence affecting your credit score. But with pay now pay later credit catalog cards you won't be troubled with so many hassles.

The catalog plastics available with ValuePlus financial companies come with low APR. It is the annual percentage rate also known as rate of interest imposed annually on the amount of money given to you in credit. When the interest rate is less then you won't have to worry about the additional burden put on your pocket and its affect on your budget. These cards are free from any other additional charges as well like annual fee, security deposit fee or the over limit fee which also adds to the debt burden.

Unlike credit cards you do not have to repay the debt in one single payment. The money credited to you by these catalog cards can be paid off over a period of time in flexible installments as per your convenience. This fact makes them ideal for pay later shopping because even if you do not pay back the whole debt at once, it won't have any negative effect on your credit score. For more information buy now pay later catalog cards, Check:-http://www.buynowpaylater123.com/

Resource:-http://goarticles.com/article/Get-Benefit-of-Buy-Now-and-Pay-Later-Cards/7275327/

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Tag Words: pay later shopping, pay now pay later, buy and pay later

Categories: Finance

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